Retirement Planning Center

Your home on the Web for all of your retirement needs. Here you will find a wealth of information regarding all areas of retirement, with useful advice to help you when you have hung up your work boots for good...

 

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Plan Now So You Can Enjoy Your Retirement

The best advice about how to spend your retirement is to enjoy it. However, in order to do this you will need to think about your retirement before you reach it, so that you can make the arrangements that will lead to a better and more enjoyable time.

How A Retirement Calculator Can Help You

Knowing how much you can expect to be living on when you retire is a crucial consideration to make before you finally stop working. A retirement calculator is one of the essential tools available to help you to make the right decisions and plan effectively for your retirement.

Enjoy Retirement By Making The Right Investments

The most important factor to consider when investing money for retirement is to start early. Even if you invest a small amount each year, if you start early then you are more likely to make more back on your investment. There are many investment options that you could consider before you retire, all of which offer different ways to save for retirement.

Managing Your Retirement Funds Should Be A Priority

The amount of funds you will be receiving during your retirement will greatly affect how you are able to spend your time during this period. With people waiting too long and then realizing that they do not have enough money to enjoy themselves properly, it always pays to start early and to be realistic about what you are capable of.

Take Our Advice And Enjoy Your Retirement

The best advice about how to spend your retirement is to enjoy it. However, in order to do this you will need to think about your retirement before you reach it, so that you can make the arrangements that will lead to a better and more enjoyable time.

Pros and Cons of Annuities

Annuities, like any product, financial or otherwise, have positive and negative attributes. Timing is a big factor in making the decision to invest in an annuity so let's assume that you are in the market. Meaning of course that you are approaching retirement and looking to protect the money you have and still receive a reasonable rate of return along the way.

Roth IRA FAQs - Social Security Money & Annual Contributions

Despite Roth IRA retirement accounts having been around for more than a decade, there are still many questions that people have. Some people are unclear on all the rules associated with a Roth IRA. Below, you will find the most commonly asked questions and answer that will help you grasp the entire concept of a Roth IRA and retirement plan investing.

A Guide To Your 401K

401K refers to a section in the Internal Revenue Code of the Federal government aimed at encouraging workers to establish retirement savings plans. This section was established in 1981. A 401K plan is actually a tax deferred investment and savings plan. Under this plan, an employee of a corporation or a private company is allowed to save and invest money for retirement purpose.

403b Retirement Plans - 10 Facts You Should Know About

403 retirement plans are tax deferred retirement plans available to employees of educational institutions and certain non-profit organizations as determined by section 501(c)(3) of the Internal Revenue Code (IRC).

Latest Retirement Articles

  • Retirement plan changes could affect wallet - WNYT

    ". New York Post. Retirement plan changes could affect wallet. WNYT. Whether or not you have a pension with the state, changes in the retirement plan could affect your bank account. Local governments are looking at a thirty .... NYS lowers pension fund's rate of return to 7.5 pctReuters. Comptroller announces retirement fund contribution rate increasesWRGB. Pension fund drop = tax riseAlbany Times Union. Albany Business Review -Poughkeepsie Journal -Newsday (subscription). all 53 news articles »"

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  • PersonalFinance: When retirement isn't voluntary - Reuters

    ". MiamiHerald.com. PersonalFinance: When retirement isn't voluntary. Reuters. And, 72 percent of men and 74.2 percent of women who filed opted for reduced early retirement benefits. That's mostly because they need those early benefits .... Social Security Taboo: Is It Time to Apply a Means Test?Wall Street Journal (blog). Can Social Security save Democrats this fall?Washington Post (blog). 9 Ways to Fix Social SecurityThe Atlantic. NASDAQ -SEOLawFirm.com Legal Newsroom. all 169 news articles »"

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  • The Back Forty: A look at retirement - Othello Outlook

    ". Dividend.com (blog). The Back Forty: A look at retirement. Othello Outlook. The world of retirement planning has certainly changed over the years. The days when folks quit their jobs and started drawing pensions are .... Social Security can prop up state pensionsCNN International. Letters: Johnson would change Social Security as it isOshkosh Northwestern. Slash Social Security? No - double itNew York Daily News. The Morning Sun -Dallas Morning News (blog) -Washington Post. all 46 news articles »"

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  • University of California $21 billion short on retirement funds - Bizjournals.com

    ". VillageSoup Belfast. University of California $21 billion short on retirement funds. Bizjournals.com. The University of California has a $21 billion deficit in its retirement and pension fund, and that could double in five years. On Monday the university .... UC retirement funds face a shortfall of more than $20 billion, report saysLos Angeles Times. Calif. bill seeks to address excessive pensionsBusinessWeek. Pensions may cause budget problemsThe Orion. Inside Higher Ed -San Diego Reader -Chronicle of Higher Education (subscription) (blog). all 142 news articles »"

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  • More Parents Dip Into Retirement Funds To Pay For College - Huffington Post (blog)

    ". More Parents Dip Into Retirement Funds To Pay For College. Huffington Post (blog). According to a new Sallie Mae/Gallup survey, the percentage of college parents who are using their retirement funds to pay for college expenses has doubled. .... Retirement savings vs. collegeBankrate.com. . all 13 news articles »"

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